Managing Credit and Debt in a Bad Economy

CREDIT CARD INSIDER’S TIP

Never pay a credit card fee up front, before the account is opened. Any company you want to do business with will charge any fee to your new account after it’s opened. If they want you to pay anything up front, they probably think you won’t want to pay after you see what they are really selling.

More tips in: Guide to Credit Cards in Today's Bad Economy

Ultimate Credit FAQ

How-To Guides and Frequently-Asked Questions:

• Intro to Credit and Managing Debt



• Home Equity Loan: FAQ



• More FAQs about Equity Lines of Credit



• The Ultimate Credit FAQ: Answers to Questions about Every Credit Topic Imaginable!
  • Introduction
  • Keys to Obtaining Credit
    • Qualifying and Applying for Credit
    • Credit Denials
    • First Time Credit
    • Women and Credit
    • Unsolicited and Preapproved Credit Cards
    • Qualifying for a Mortgage
    • Understanding Your Credit Report
  • Working through Credit Problems
    • Credit Problems
    • Death, Divorce, and Marital Problems
    • Credit Card and Charge Card Problems
    • Problems from Cosigning for a Loan
    • Communicating and Negotiating with Creditors
    • Collection Agencies
    • Bankruptcy
  • Your Financial Future
    • Getting Out of Debt
    • Credit Repair
    • Re-establishing Credit after a Bankruptcy or Credit Problems
    • Miscellaneous Questions



• All About Credit Cards
  • Pros / Cons: Freebies and Incentives
  • Types: Store, Gas Company, etc.
  • Types: Bank Cards
  • Types: Travel and Entertainment Cards
  • Types: Gold Cards and Platinum Cards



• Love, Relationships and Finance
  • Human Emotions vs. Human Money
    • pt. 2, 3
  • Living Together vs. Marriage ... vs. Money
    • pt. 2
  • Cohabitation Agreements
  • Same-Sex Cohabitation
  • Common-Law Marriages
  • Prenuptial Agreements
    • pt. 2, 3, 4, 5, 6, 7
  • Marriage vs. Money
    • pt. 2, 3, 4, 5
  • Joint Accounts pt. 1, pt. 2
  • Net Worth vs. Self Worth pt. 1, pt. 2



• Life Insurance FAQ part 1



• Life Insurance FAQ part 2



• Intro: Debt and Bill Consolidation



• Bill Consolidation



• Bill Consolidation Companies



• Bill Consolidation Loans



• What is Bankruptcy and Who is it For?



• Chapter 13



• Chapter 13 Attorneys



• Chapter 13 Bankruptcy



• Chapter 13 Law



• Chapter 13 Refinancing



• Chapter 13 Relief



• Chapter 13 Trustee



• Filing Chapter 13



• Chapter 7



• Chapter 7 Attorneys



• Chapter 7 Bankruptcy



• Medical, Hospitalization and Health-Care Debt



• IRS Debt



• California Legal Stuff



• Senior Settlements

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